When does Interest apply?
Interest charge will start, the day after you purchased using GCredit. There will be no interest if you paid your dues within the same day of your transaction. Interest fees for GCredit are prorated, which means that you get to enjoy lower interest the earlier you pay.
Can my Interest Fee increase?
Yes, your GCredit interest rate is evaluated on a monthly basis.. Your interest rate depends on your GScore, the higher the GScore, the lower the interest rate.
When can I see my total Interest due?
On your billing date, you will see the total interest due in the GCredit dashboard in the GCash app and in your Statement of Account (SOA) sent to your e-mail address.
You can also check your statement of account (SOA):