You can find your billing period and due dates through the GCredit dashboard on the GCash app or through your Statement of Account.
Here is a short video on how to know your GCredit billing period and due date:
To view your billing period and due dates through the GCash App, follow these steps:
STEP 1: Launch the GCash App
STEP 2: Tap GCredit
You can find your billing period and due date under My Billing Details.
Here’s a summary on how to view your billing period and due date through the GCash App:
You can also view your billing period and due date through your Statement of Account (SOA). Your SOA will be sent to your GCash-registered email address with the subject GCredit Billing. You will see your Bill Period and Due Date here:
In this sample SOA, your billing period is September 21, 2021 to October 21, 2021 and your billing date is October 21, 2021. Your billing period is the time between your last billing statement and your next. This covers your total purchases, interest due, and penalties incurred. Each billing period covers 30 days and the last day of your billing period is your bill date.
Your due date is always 15 days after your billing date, making your due date November 6, 2021. Your due date is based on the date you activated your GCredit.
You will also be receiving text notifications before and on your due date reminding you to pay your dues.
- Always pay early or on time to enjoy these benefits:
- GCredit Line Replenishment – You will be able to use your GCredit again after you pay your dues.
- GScore increase - If you always pay on or before the deadline, your GScore will increase! The higher your GScore is, the higher your credit limit will be and the lower your interest rates will be!
- Lower Interest Fees - Interest fees for GCredit are dependent on the number of days you borrowed a certain amount, which means that you get to enjoy lower interest dues the earlier you pay!
- No penalty charges