Retaking the Risk Profile Questionnaire (RPQ) to update your Risk Appetite is currently not available on GCash.
The Bangko Sentral ng Pilipinas (BSP) mandates that investment account owners should retake the RPQ every 3 years from the account opening date. You will receive a notification from GCash if you are required to update your Risk Appetite.
💡Pro-tip: You may invest in funds that have a higher or lower risk classification compared to your own risk profile. You will only need to acknowledge a waiver by clicking 'Proceed' if the funds have a higher risk classification than your own risk profile.
Fund managers recommend for investors to invest only up to 20% of your investment portfolio in more aggressive funds and to maintain 80% of investments in funds that are within your Risk Appetite/Profile.