Why should I get Verified?
The verification process (also known as the Know-Your-Customer process) is required by the Bangko Sentral ng Pilipinas. It is a one-time validation process that we do to make sure you are a genuine GCash user. When you are verified, you will have access to more features and GCash services.
Have your account verified and have access to more GCash features and services, such as:
- Cash-Out
- Send Money
- Using your GCash MasterCard to purchase items and make ATM withdrawals
- Cash-In through PayPal, banks, and debit cards
- Receive international remittances
- GCredit
...and many other features!
Click here to know more about your wallet and transaction limits based on your verification level.
Levels of Verification
- Basic User (Level 1/Non-verified) - you've only just registered to GCash and can access basic GCash services, but you have the option to be verified further.
Basic Users only have access to:
- Cash-In (Over-the-Counter channels only)
- Pay Bills
- Buy Load
- Borrow Load
- Book Movies
- Semi Verified (Level 2/Partially Verified) - you've gone through the verification process but have yet to present a valid ID. You'll have limited access to GCash services and features; valid for 1 year or a maximum wallet limit of P100,000.
Semi Verified users only have access to:
- Cash In (Over-the-Counter channels only)
- Cash Out
- Send Money
- Pay Bills
- Buy Load
- Borrow Load
- Book Movies
- Card Transactions
- Fully Verified (Level 3) - you've gone through the whole verification process and submitted a valid ID. You now have access to all GCash services and features!
Enjoy the following features as a Fully Verified GCash customer:
- Increased wallet limit to Php 100,000
- Full access to all GCash services
- ATM withdrawal up to Php 40,000 daily and Buy Load transactions (to Globe and other networks) up to Php 20,000 daily.
List of Valid IDs:
- Passport
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Barangay Certification
- Government Service Insurance System (GSIS) e-Card
- Social Security Service (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration (OWWA) ID
- Overseas Filipino Worker (OFW) ID
- Seaman’s Book
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and Government-Owned and Controlled Corporation (GOCC) ID (e.g., Armed Forces of the Philippines (AFP) ID)
- Home Development Mutual Fund (HDMF) ID
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines ID
- Maritime Industry Authority (MARINA) ID (Reference: BSP memorandum no. 2016-019)
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
- School ID with photo (for students who are beneficiaries of remittances/Cash-In or phone-to-phone (P2P) transactions who are not yet of legal age)