Eligibility for GCredit

You are eligible to start using GCredit when you qualify for all of the requirements below:

• 21-65 years old
• A Filipino citizen
• A Fully Verified GCash user
• Maintain a good credit record and did not commit any fraudulent transactions

To unlock GCredit, continue using GCash services such as Pay Bills, Buy Load, Cash In, Send Money, GInsure, and GInvest. We usually conduct a weekly eligibility assessment so you can become eligible to apply for GCredit as early as the following week.

Once you are eligible to apply for GCredit, you will receive an SMS from GCash. You may also check the GCredit dashboard in the GCash app to monitor your eligibility status.

If you have any questions and concerns, click here to ask for help.