What is a #UNOReady@GCash by UNO Bank time deposit?
Your #UNOReady@GCash by UNO Bank time deposit account lets you earn higher interest rates than your regular savings account. The interest rates with #UNOReady@GCash by UNO Bank time deposits depend on your product and chosen term. You can refer to the table below for more details:
Interest Rates Computation
| Product |
Gross Interest Rate per Annum (Paid out at the end of your term) |
Term Options | Minimum Amount |
Maximum Amount |
No. of Time Deposits Allowed |
| #UNOboost@GCash | 4.50% | 3 -5 months | PHP 5,000 | PHP 100,000 | 5 |
| 5.00 % | 6 -11 months | ||||
| 5.50% | 12 months | ||||
|
#UNOearn@GCash |
5.25% | 12 months |
PHP 5,000 |
PHP 100,000 |
5 |
| 6.00% | 24 months |
Interest earned from your time deposit accounts is subject to a 20% withholding tax.
How to book a time deposit
You can book a time deposit by following these steps:
- On your #UNOReady@GCash by UNO Bank dashboard, tap Add Time Deposit
- Select the type of time deposit > Apply Now
- Read about the details of the product > Apply Now
- Input the amount you’ll deposit and select the tenure of your time deposit > Next
- Review the details of your time deposit > Confirm
A page will appear to confirm the success of your time deposit. Funds will be deducted from your #UNOReady@GCash by UNO Bank account in real time.
Need more Help?
For other inquiries or concerns, check out the following articles: