Kwik.Insure Comprehensive Vehicle Insurance
Kwik.Insure Vehicle Comprehensive Insurance Product is an all-around cover that provides financial protection for your own car and for damage to another person’s vehicle, or property, or injuring a third party. This product aims to provide full insurance protection against total loss due to events such as impact collision, overturning, sliding, fire, and theft.
The sum insured or coverage amount for Own Damage / Theft is based on the Fair Market Value provided by Philippine Insurers and Reinsurers Association (PIRA).
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Coverage
Damage to Vehicle
| Own Damage | Acts of Nature |
| Theft | Riot, Strike, and Civil Commotion |
Excess Third Party Liability
| Bodily Injury | Property Damage |
Passenger Personal Accident Maximum Coverage Per Seat
| Accidental Death & Disablement | Accidental Medical Reimbursement |
| Accidental Burial Reimbursement | |
Complimentary Benefits
| Towing | Crane Services |
Vehicle Assistance
| Hotel Accommodation (maximum of two (2) nights) | Alternative Travel Assistance (if the vehicle is non-repairable within six (6) hours) |
| Motor Shop Referral | Medical Referral Assistance |
| Return of Mortal Remains | Repatriation of Vehicle |
| Gasoline Refill Assistance | Continuation of Journey |
| Directory Assistance (Police Assistance) | |
Minor Roadside Assistance
| Change of flat tires | Battery boosting / jumpstart |
| Emergency fuel delivery (excluding fuel cost) | Car locksmith |
Personal Assistance
| Emergency Assistance | Traffic Updates |
| Road Directions | Vehicle Registration Assistance |
| Claims Procedure Assistance | 24/7 Accident Assistance Hotline |
| Referral to Authority Assistance | Claims Report Service |
| Claims Requirements Assistance | Referral to Claims Department |
Protection Assistance
| Security Assistance | Anti-Carnapping |
Eligibility
You are eligible for Kwik.Insure Comprehensive Vehicle Insurance Product so long as your vehicle is registered in the Philippines and is in good working condition, meaning the car is under 12 years old and without major physical or mechanical defects.
You can buy this vehicle insurance for someone else as long as you have a copy of the Certificate of Registration of the vehicle while noting that the policyholder is the owner of the vehicle being insured.
Note: You can only buy one policy within the coverage year.
Purchase Kwik.Insure Comprehensive Vehicle Insurance
Your policy will be issued within 2-3 business days after applying for the Kwik.Insure Comprehensive Vehicle Insurance Product. Coverage will begin on the date of purchase. For existing policyholders, coverage will begin after your current policy expires.
Note: You can only upgrade your policy coverage for comprehensive insurance if you have made certain upgrades that will add value to its current Fair Market Value.
Claims and Cancellation
Claims
To file a claim, contact Kwik.Insure immediately. Do not give details of the incident to outside sources and let the Kwik.Insure Claims Team advise you on the next step.
Documents Required for a Claim
Own Damage/Theft of Vehicle Parts
| Police Report/Notarized Driver’s Affidavit | Photos of the damaged portion showing the vehicle’s plate number |
| Photocopy of Certificate of Registration & latest Official Receipt | Repair estimate from the Insured’s preferred shop |
| Photocopy of Driver’s License with Official Receipt | |
Carnapped Vehicle
| Police Report | Photocopy of Certificate of Registration & latest Official Receipt. |
| Photocopy of Driver’s License with Official Receipt. | Original or Duplicate copy of Complaint and Alarm Sheet issued by Traffic Management Group (TMG) Camp Crame |
| Original copy of TMG Certificate of Non-Recovery (90 days after issuance of Complaint and Alarm Sheet) | Secretary’s Certificate (if the vehicle is registered under the company) |
Voluntary Third Party Damage
| Original copy of the certificate of no claim issued by TP’s insurer | Photocopy of third-party Certificate of Registration and Official Receipt |
| Photocopy of third-party Driver’s License | Photos of the damaged portion showing the vehicle’s plate number |
| Preferred shop repair estimate | |
Voluntary Third-Party Bodily Injury
| Medical Certificate | Hospital Statement of Account and Official Receipts |
Death Claim (CTPL/VTP-BI)
| Original copy of Official Receipts of medicine bought outside the hospital |
Original copy of Statement of Account and Official Receipt/s of Professional Fees |
| Copy of Death or Post-Mortem Certificate | Service contracts / invoice of funeral and burial expenses |
| Copy of Birth/Marriage Certificate | |
Cancellation of Policy
To cancel your policy and request a refund, please contact Kwik.Insure. Your request for a refund is subject to review and processing. Cancellation requests are subject to review and approval. Taxes and transaction fees may apply.
Note: Refunds will be subject to review by the insurance provider where you have purchased your policy and shall be processed within 30 working days.
Contact Kwik.Insure
To contact Kwik.Insure, please check out their available channels below:
Hotline: +632-8540-2612
Mobile No: +63917-659-2023
Email: support@kwik.insure