Can I open #UNOready@GCash if I have an existing one?
No #UNOready@GCash is only available to customers who still do not have an #UNOready@GCash account.
Am I allowed to open more than one #UNOready@GCash account?
No, you are only allowed to open one #UNOready@GCash account.
How do I compute my interest rate?
You can compute for your interest earned for the day using the formula below:
Gross Interest Earned1 = Principal * Interest Rate * (1/ number of days in a year).
Tier 1: At the end of the day you have PHP 53.00 in your account. It means that gross interest earned is PHP 0.01 = 55*3.50%*(1/365).
Tier 2: At the end of the day you have PHP 5,000.00 in your account. It means that gross interest earned is PHP 0.58 = 5,000*4.25%*(1/365).
Tier 3: At the end of the day you have PHP 5,000,000.00 in your account. It means that gross interest earned is PHP 136.98 =5,000,000*1.00%*(1/365).
The minimum interest that gets credited to your account is PHP 0.01.
How do I avail of the free life insurance?
You are automatically qualified for the free life insurance worth PHP 50,000.00 as long as you maintain at least PHP 10,000 average daily balance in your #UNOready@GCash account. The age of eligibility is between 18 and 65 years old and is subject to the acceptance criteria of the insurance provider.
How do I keep my account from being dormant?
To keep your account active, make sure that you have transactions like with your #UNOready@GCash account at least once every six months.
How much is the dormancy fee?
The dormancy charge on your savings account is Php30.00 and will be debited directly from your #UNOready@GCash account.
Who can I contact regarding questions about #UNOready@GCash?
You may contact our Customer Happiness Specialists. You may also send a message via the UNO In-App Message or an email to email@example.com.