Your Personal Accident Protection by FPG Insurance provides the quickest and easiest way to give you peace of mind with comprehensive cover for Accidental Death and Disablement, Natural Death and protection of your house against a fire-related incident.
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Benefits of Personal Accident Protection
Requirements to purchase Personal Accident Protection
How do I purchase Personal Accident Protection
Benefits of Personal Accident Protection by FPG Insurance
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Accidental Death Benefit |
Pays for the accidental bodily injury if death occurs within twelve calendar months of bodily injury and is directly attributed to the accidental bodily injury. |
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Permanent and Total Disablement |
Payable once the Insured becomes disabled permanently, totally and absolutely from engaging in each and every occupation or employment for compensation within twelve calendar months of bodily injury and not followed within twelve calendar months of the said bodily injury by death. |
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Murder and Unprovoked Assault |
Pays for 100% of the benefit for accidental bodily injury sustained as a direct result of the insured being a victim of Murder and Unprovoked Assault. Incidents occurred in the following geographical areas, including their cities, towns, barrios and barangays are excluded |
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Accident Burial Benefit |
Pays for the funeral expenses upon the death of the insured person as a result of accidental bodily injury. |
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Cash Assistance Benefit |
Pays for a fixed financial assistance in the event of death due to illness. |
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Fire Assistance Benefit |
Pays for the loss and damages incurred to the Insured’s house or contents due to fire and lightning. |
Requirements to purchase Personal Accident Protection
You can avail of this product if you are:
- At least 18-65 years old
- A Filipino citizen or foreigner who is a legal resident in the Philippines at the time of application
- A Fully Verified GCash user
Note: You cannot purchase Personal Accident Protection on behalf of someone else.
Coverage Period of Personal Accident Protection
The coverage of Personal Accident Protection is effective for three months and is renewable after the said duration. The insurance cover will commence the day after you enroll and made your first payment via GCash.
How do I purchase Your Personal Accident Protection by FPG Insurance
Note: Amount for annual premium payment will be automatically deducted from your GCash wallet upon purchase. Please make sure you have enough balance in your GCash wallet to make a successful transaction
Note: You will receive an SMS and email of Your Personal Accident Protection Policy.
View Policy Contract
Your Policy Contract and other Policy Documents are sent within twenty-four (24) hours to the Policy owner’s email address. You may also view your policy on the My Insurance page of your GCash app
CLAIMS
How do I file a claim for my Your Personal Accident Protection?
Step 1: Secure all the required documents. Please see details below for the type of claim you will be availing:
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LIVING CLAIM |
DEATH CLAIM |
FIRE CASH ASSISTANCE |
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Step 2: Send the documents to FPG Claims Service Desk at ph-claimsservicedesk@fpgins.com
Note: Processing of claims will only start once requirements are completely submitted.
How will I know if my claim is approved?
FPG Insurance will notify the third party claimant via email. Settlement shall be disbursed to the GCash account or nominated bank account of the third party claimant.
FAQS
How do I cancel my policy for Your Personal Accident Protection?
You may cancel your policy within 15 days after you receive your policy. You may email phcustomercare@fpgins.com to cancel your policy. We shall process your premium refund exclusive of Documentary stamps within 15 business days.
Can I own multiple policies?
You can buy only one (1) policy for yourself for every three (3) months coverage
What happens if I do not pay my premium on time?
If we are unable to deduct your premium on its due date because of insufficient fund in your GCash wallet, we may terminate your policy. However, you still have a grace period of 30 days from the premium due date to cash-in and make sure that you have enough funds on your GCash wallet to pay for your premium amount due. We encourage you to keep track of your premium due dates in order to ensure sufficient funds on your GCash wallet and have a continuity of your insurance policy.
What are the locations that are excluded from the Murder and Unprovoked Assault Benefit?
- Lanao Del Norte
- Lanao del Sur
- North Cotabato
- South Cotabato
- Zamboanga Del Norte
- Zamboanga Del Sur
- Maguindanao
- Sultan Kudarat
- Sulu Archipelago
- Basilan
Am I covered outside of the Philippines?
Yes you are covered even then the accident occurs while you are outside of the Philippines. The benefit amount will be payable in Philippine Peso.
I have more questions and concerns about my policy. What can I do?
You may contact the following channels of FPG Insurance, Monday to Friday, from 8am to 5pm:
- Hotline
- FPG Claims: (02) 8771-8500
- FPG Customer Care: (02) 8559-1200 | (02) 8662-8600
- FPG Claims Service Desk: ph-claimsservicedesk@fpgins.com
- FPG Customer Care: phcustomercare@fpgins.com
- Social Media
- Facebook: FPG Insurance Philippines
- Twitter: @fpginsurance_ph